Types of Trucking Insurance: Understanding Your Coverage with Logrock 🚛  

When you’re hauling loads across the country, the unexpected can happen. That’s why having the right insurance coverage is essential — not just to protect your truck, but your business and livelihood too. At Logrock, we help find affordable truck insurance that fits your unique needs, whether you’re an independent owner-operator or managing a growing fleet.  

Types Of Trucking Insurance:  

• Primary Liability Insurance 

Primary Liability Insurance  coverage is required by law and protects you if you cause damage to other vehicles or property while driving. It doesn’t cover your own truck or cargo but keeps you compliant with federal regulations.  

•  Physical Damage Coverage 

Want to protect your truck and trailer? Physical Damage Coverage helps pay for repairs or replacements if your equipment is damaged in an accident, theft, or natural disaster.  

• Motor Truck Cargo Insurance

Your cargo is your cargo — until something happens to it. Motor Truck Cargo Insurance protects the value of the freight you’re hauling in case of damage, theft, or loss during transit.  

• Bobtail Insurance 

When you’re driving your truck without a trailer, bobtail insurance steps in to cover liability. It’s especially useful for independent drivers who operate under someone else’s authority.  

• Non-Trucking Liability (NTL) Insurance

If you’re driving your truck for personal use or outside of work-related activities, NTL insurance covers you for liability. It’s perfect for those off-duty moments.  

• General Liability Insurance 

Trucking businesses face risks beyond the road. General Liability Insurance covers injuries, property damage, and legal fees for incidents that happen off the highway — like at loading docks or during deliveries.  

• Workers’ Compensation

If you have employees, workers’ comp is crucial. It covers medical expenses and lost wages if someone gets injured on the job, keeping your team protected and your business compliant.  

At Logrock we know every trucking operation is unique. That’s why we work with you to tailor a policy that checks all the boxes you need — and keeps your costs as low as possible.  
Head over to Logrock. to get a custom quote today! Let’s keep your business rolling, one mile at a time! 🚚